:root{--blue:#123d73;--brand:#1677ff;--deep:#0b2447;--light:#f4f8fd;--line:#dbe6f3;--text:#243447;--muted:#667085;--orange:#ff7a25}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--text);line-height:1.85;background:#fff}.wrap{max-width:1160px;margin:0 auto;padding:0 24px}.topbar{background:#f5f8fc;border-bottom:1px solid var(--line);font-size:14px;color:var(--muted)}.topbar .wrap{display:flex;justify-content:space-between;gap:18px;padding-top:9px;padding-bottom:9px}.nav{border-bottom:0}.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;padding-top:16px;padding-bottom:16px}.logo{font-weight:700;color:var(--blue);font-size:20px}.navlinks{display:flex;gap:22px;flex-wrap:wrap}.navlinks a,.related a{color:var(--blue);text-decoration:none}.navlinks a:hover,.related a:hover{text-decoration:underline}.hero{background:linear-gradient(120deg,#e9f4ff 0%,#f8fbff 54%,#eaf2ff 100%);padding:70px 0 62px;border-bottom:1px solid var(--line)}.eyebrow{display:inline-block;color:var(--brand);background:#fff;border:1px solid #cfe2ff;border-radius:30px;padding:5px 14px;font-size:14px;font-weight:600}.hero h1{max-width:850px;color:var(--deep);font-size:40px;line-height:1.3;margin:18px 0 16px}.hero p{max-width:820px;font-size:18px;color:#45627f;margin:8px 0}.actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px}.btn{display:inline-block;border-radius:28px;padding:11px 24px;text-decoration:none;font-weight:600}.btn.primary{background:var(--orange);color:#fff}.btn.secondary{background:#fff;color:var(--brand);border:1px solid #bcd7ff}.section{padding:54px 0}.section.alt{background:var(--light)}h2{color:var(--blue);font-size:28px;line-height:1.35;margin:0 0 20px}h3{color:var(--blue);font-size:19px;line-height:1.45;margin:0 0 10px}.lead{font-size:18px}.answer{border-left:4px solid var(--brand);background:#eef6ff;border-radius:8px;padding:18px 22px;font-size:18px;color:var(--deep)}.grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:22px;box-shadow:0 5px 16px rgba(30,80,130,.05)}.card p{margin:0;color:#596b80;font-size:15px}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;counter-reset:item}.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:12px;padding:20px 20px 20px 62px}.step:before{counter-increment:item;content:counter(item);position:absolute;left:20px;top:21px;width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:var(--brand);color:#fff;font-weight:700}.list{display:grid;grid-template-columns:repeat(2,1fr);gap:12px 28px;padding:0;list-style:none}.list li{background:#fff;border:1px solid var(--line);border-radius:8px;padding:12px 16px}.list li:before{content:"✓";color:var(--brand);font-weight:700;margin-right:8px}.faq{border-top:1px solid var(--line)}.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq summary{cursor:pointer;color:var(--blue);font-weight:600;font-size:17px}.faq p{margin:12px 0 0;color:#596b80}.note{padding:16px 18px;background:#fff8e1;border-left:4px solid #d6b656;color:#6b5a18;border-radius:6px}.related{display:flex;gap:12px;flex-wrap:wrap}.related a{background:#fff;border:1px solid #cfe2ff;border-radius:22px;padding:8px 15px;font-size:14px}.contact{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.contact strong{display:block;color:var(--blue);font-size:14px}.contact span{display:block;margin-top:4px}.footer{padding:28px 0 48px;color:var(--muted);font-size:14px;border-top:1px solid var(--line)}@media(max-width:800px){.topbar .wrap,.nav .wrap{display:block}.navlinks{margin-top:10px;gap:13px}.hero{padding:48px 0}.hero h1{font-size:30px}.grid,.steps,.contact,.list{grid-template-columns:1fr}.section{padding:38px 0}}